Earn interest on every single dollar

The best of savings, earning, and spending

Earn 3.50% Annual Percentage Yield (APY) while you manage, track, and plan for your biggest

Send money around the corner or around the world

Transfer quickly, easily, and fee-free to Brazil, Mexico and Colombia. Many more countries

Start earning

Designed to delight, every day

No more ATM fees

We automatically reimburse fees at any ATM in the US

Limited edition metal debit card

One-of-a-kind premium debit card with Mastercard World Debit benefits

Move money effortlessly

Instant deposits and easy withdrawals, plus lightning fast transfers in the US and around the world

Forget about monthly fees

No minimum balances or hurdles to earn rewards

Interest paid every day

Choose your initial deposit

$13,000

Projected earnings at

$13,455$455.00
Daily interest+$1.23

Bundle to unlock 4.50% APY

Choose both the Nu Account and Nu Credit Card for even more benefits

Coming soon
  • Nu Account

    • Unlock 4.50% APYon balances up to $10,000
    • Earn 3.50% APYon everything else
  • Nu Credit card

    • Earn 2% unlimited cashback

Transfers to Brazil, Mexico and Colombia are fast and

  • Many more countries on the way
  • Competitive rates
  • No hidden exchange fees

Your money is always protected

Manage and protect your money right from your phone. We’re standing by 24/7

Activity alerts

Get notified the moment money enters, leaves, or moves in your account

  • Activity alerts

    Get notified the moment money enters, leaves, or moves in your account

  • Secure access

    Protect your account with biometric identity checks every session

  • Instant control

    Keep your cards and account secure with easy, instant blocking and unblocking

  • Always-on protection

    Built-in safeguards defend your account 24/7/365

  • 24/7 multilingual support

    Talk to real people to solve any issue that comes up

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Ready to spend, save, and send in no time

No paperwork, no lines, no fine print. It should have always been this way.