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Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC.

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Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC.

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Is my money safe at Nu Global?

Yes. Balances held by customers of Nu Global in the Nu Global App are secured by a default guarantee from a Swiss bank in accordance with Swiss banking regulation. 
By holding your balance in digital dollars (USDC) and/or digital euros (EURC), its value stays tied to the U.S. dollar or to Euro, so you save while benefitting from the stability of those currencies. 
We also protect your account with advanced encryption, real-time security alerts, and customizable app access controls

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