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Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC.

Credit cards are subject to credit approval. Rewards are subject to the Nu Rewards Program Terms. Credit servicing is provided by Nu United States LLC, NMLS ID #2746820.

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© 2026 Nu United States LLC. All rights reserved. NMLS Consumer Access.

Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC.