São Paulo, May 14, 2026 — O Nubank, one of the world's largest digital financial services platforms, announces the expansion of its Nu Empresas credit portfolio, the segment dedicated to corporate customers. Starting this month, entrepreneurs will have access to two new solutions: Receivables Anticipation and FGI-PEAC Working Capital, a credit line backed by the BNDES FGI-PEAC program.
The two launches expand Nu Empresas' value proposition with products designed for different moments in a business's financial life, offering credit as a tool for cash flow management and as an investment in the business.
"We know that access to credit remains one of the biggest pain points for Brazilian entrepreneurs. Because of this, Nu Empresas continues to launch products that can best fit our customers' different business moments. Always maintaining our commitment to a simple and reliable experience," says Maximiliano Damian, General Director of Nu Empresas.
Receivables Anticipation allows entrepreneurs to advance the amounts of issued bank slips (boletos) before their due date, directly through the app and without the need for an invoice. The product brings this operation into the Nu Empresas ecosystem through a transparent process, with hiring in just a few clicks.
Meanwhile, FGI-PEAC Working Capital, backed by BNDES, features payment terms ranging from 6 to 82 months, a grace period of up to 2 years, and interest rates from 1.75% per month, subject to approval by the federal institution. Approval takes up to 24 hours, and the funds are deposited into the account the moment the credit is approved, all within the application.
According to data from Brazil's Central Bank (Bacen), credit for micro and small businesses represents 15% of the market's gross credit revenue and 24% of the total SME loan portfolio in Brazil.
Nu Empresas customers have access to a credit portfolio that includes Working Capital, corporate credit cards, Pix and Boleto on Credit, as well as Nu Limite Garantido, a tool to increase credit limits.
“Credit is a vital element for the survival and also the growth of a business. With these new features, Nu Empresas continues to consolidate itself as an institution ready to support its customers: in the short term, to balance financial health, and in the medium and long term, also in the growth and expansion of their businesses, with transparency and security," the executive adds.