Earn, spend and move money worldwide

Your life, unlocked

Earn up to 3.50% APY

Your money earns automatically every day: 3.50% APY on digital dollars, 2.2% on digital euros

Fast and free transfers

Send money to more than 35 countries across Latin America and Europe

Diversify with digital assets

Buy and sell curated digital assets like Bitcoin, Ethereum and Solana, straight from your account

Spend anywhere

Pay globally with a widely accepted card at the best exchange rates. No hidden fees or surprise rates

Access the world's strongest currencies

Keep your money in digital dollars and digital euros and help preserve its value over time

35+ countries just got a lot closer

With Nu, your money is finally free to move as fast as you do

Do the math on your next transfer

  • Fast transfers across more than 35 countries
  • No fees
  • No hidden exchange rates
USD

$

They receive
With Nu€88.24
Others€86.46

Estimated exchange rates for October 16, 2026. Verify the applicable rate in the app.

Over 140 million customers trust Nu

Official partners of excellence

Mercedes-AMG
PETRONAS F1

Mercedes-AMG
PETRONAS F1

Official partners of excellence

Inter Miami CF

Inter Miami CF