Grow your money
with 3.50% APY

Start earning

Earn up to 3.50% APY, paid daily

Your money earns automatically every day: 3.50% APY on digital dollars, 2.2% on digital euros

Start earning

See it for yourself

You add

$2,500
USD

Projected earnings at 3.50% APY on digital dollars

$2,587.50$87.50
Daily interest +$0.24

$10 billion earned by customers like you

Stable by design

Your balance is designed to maintain its value against the US dollar or Euro

No subscriptions

Get high yield without extra costs or monthly fees

  • No subscriptions

    Get high yield without extra costs or monthly fees

  • Paid daily

    Earnings are credited to your balance every day, with no guesswork

  • Always accessible

    Access your money anytime, with no lockups or waiting periods

Designed to hold value, built to move fast

Think of a stablecoin as digital money

Holds value like the dollar or euro, it's fast to send and easy to access

Value that holds, yield that grows

Stablecoins are pegged to strong currencies and, unlike idle cash, generate yield every day

Send instantly, anywhere

Stablecoins cross borders in seconds, without the fees or delays of traditional wire transfers

Background

Join 140 million people already on Nu

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Your account does more than earn

Fast, fee-free transfers across more than 35 countries

Fast, fee-free transfers across more than 35 countries

Send money across Latin America and Europe

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Buy and sell digital assets

Buy and sell digital assets

Access 15 curated digital currencies, like Bitcoin, Ethereum, Solana and more

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Spend anywhere, in any currency

Spend anywhere, in any currency

Spend worldwide with a global Mastercard at the best exchange rates, so more of your money stays yours

Learn more