Spend anywhere, in any currency

Start spending

Convert your balance automatically

Pay globally with a widely accepted card at the best exchange rates. No hidden fees or surprise rates

A card the world accepts

Your Mastercard virtual card is globally accepted, with the highest merchant approval rates

Keep more of your money when spending abroad

  • Automatic currency conversion
  • Best exchange rates
  • No hidden fees or upcharges

Easy to get, even easier to use

Start spending
  1. 1

    Open your account

    You'll be ready, right in the app

  2. 2

    Set up your card

    Choose your card type and name it

  3. 3

    Add it to your wallet

    Google Pay or Samsung Pay - they're all here

  4. 4

    Start spending

    No matter where you are, you'll never see markups or fees

Safer with Nu

Control your account, manage your security preferences and connect with 24/7 support whenever you need it

Always-on protection

Built-in safeguards that work continuously in the background

  • Always-on protection

    Built-in safeguards that work continuously in the background

  • Instant control

    Freeze, edit, or delete your card in a tap, all from the app

  • Access, locked to you

    Biometric sign-in keeps entry tied to you alone

Ready for your wallet

Nu integrates seamlessly with your preferred digital wallet.

  • logo google pay
  • logo samsung pay
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Join 140 million people already on Nu

Your account does more than spend

3.50% APY on digital dollars, 2.2% on digital euros

3.50% APY on digital dollars, 2.2% on digital euros

Access two of the world's strongest currencies, and earn on it every day

Learn more
Fast, fee-free transfers across more than 35 countries

Fast, fee-free transfers across more than 35 countries

Send money across Latin America and Europe

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Buy and sell digital assets

Buy and sell digital assets

Access 15 curated digital currencies, like Bitcoin, Ethereum, Solana and more

Learn more